Credit Card or Other Debt Collection Lawsuit?
Call An Experienced Debt Defense Attorney
Are you facing a lawsuit from a debt collector or credit card company? Attorney Erik Kardatzke is a Miami consumer lawyer dedicated to defending individuals against credit card companies, debt collectors and their attorneys. Erik Kardatzke and Debt Defense Law will step in at any point in your case for a free consultation to find out how to help YOU–in or out of court. Even if you’ve already had your wages garnished, received a default judgment, received a summons, or missed your court date in a debt collection lawsuit–call us to find out how we can help.
Our Practice Areas
Garnishment Reversal and Relief
Nightmare Scenario #1 : You check your bank balance on payday. Instead of the hundreds or thousands of dollars you expect, you find a ZERO BALANCE.
Credit Card/Student Loan/Medical Debt
If you are being sued by a debt collector, FIGHT BACK and you may save thousands. A money judgment is likely to be followed by a garnishment of your wages (up to 25%.)
Debt Collector Harassment
At Debt Defense, we realize that if you are dealing with debt collectors and their lawyers, you may be experiencing harrassment by home telephone, by cell phone, or by mail.
Debt Defense Blog
COVID-19 Update
First, we hope that you and your families are safe and well. COVID-19 is affecting day-to-day life for all. We want to assure our clients that we are operational and available to answer questions. We also want to reach out to those in our community...
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Are You Afraid to Appear in Court for a Debt Collection Lawsuit?
Nervous about a summons? So, you’ve been served and you’re afraid of walking into the courtroom, facing the judge, and even worse, facing the lawyers the debt collectors have hired. You are not alone–most people don’t realize that debt collectors...
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Debt Collectors Add Surcharges, Additional Fees, And Everything But the Kitchen Sink
I read with interest this National Law Review online post about consumers and attorneys filing class action lawsuits against debt collectors that have allegedly been tacking on the balance of unsuccessful garnishments to consumers’ accounts....
read moreAre Debt Collectors Threatening You? Harrassing You?
Driving You Crazy????
At Debt Defense Law, we realize that if you are dealing with debt collectors and their lawyers, you may be experiencing harassment by home telephone, by cell phone, or by mail. These days many debt collectors are using unfair, unethical, and even ILLEGAL methods to collect their debts. If you are being harassed by debt collectors and would like to know if they are breaking the law, take a look at our FDCPA violations checklist. And guess what? If you ARE being harassed by debt collectors in an illegal way–Debt Defense Law will partner with you to not only stop the harassment, but to make things right and turn the tables–YOU can take THEM to court.
EXPERIENCE = SUCCESS
Whether you are being sued by a credit card company, debt collector, junk debt buyer, debt collection agency, or other type of lender, be confident that we have years of experience fighting against these companies and their lawyers in and out of court. Or, if you are looking for help settling a debt with a credit card company, Debt Defense Law attorney Erik Kardatzke can contact the debt collectors’ lawyers on your behalf to work out a settlement that is FAIR for YOU–so you will no longer have to listen to the abusive debt collectors that have been contacting you at home or at work.
Client Feedback
Leslie J.
Great lawyer and the staff is very knowledgeable.
I will definitely recommend them, and a big THANK YOU for helping me when I needed it most.
My best wishes and blessings to Erik and his staff.
Kathryn N.
They helped me apply for my student forbearance and forgiveness when I was a single mom. Friendly and informative service. Call them today!
Paulo A.
I would like to thank you for the excellent service you’ve provided.Thank you for the quality of your work, the attention you presented, and the outstanding form in which you treat and answer your client’s questions. I am very grateful for the achieved results and would like to congratulate you on your success!